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WITH GOOD CREDIT YOU HAVE LOWER RATES ON LOANS, HOMES, AUTOMOBILE,  AND INSURANCE RATES.

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TO REMOVE ALL OF YOUR NEGATIVES  AND INACCURATE ITEMS THAT YOU HAVE ON YOUR CREDIT REPORT, SO THAT YOU CAN HAVE DEBT FREE LIFE STYLE.

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WITHIN IN 35-45  DAYS YOU WILL SEE INTIAL RESPONSE  AND THE PROCESS  TAKES UP TO 3-6 MONTHS TO COMPLETE. IT DEPENDS ON THE CREDIT AGENCIES TAKING THERE PRECIOUS TIME  ON  UPDATING AND DELETING ITEMS.

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THEY MAY AS WELL BE ON YOUR ACCOUNT BUT IF THEY ARE BEING REPORTED WRONG THEN THEY'RE INACCURATE BECAUSE THEY MAKE SIMPLE MISTAKES LIKE REPORTING NAMES, ADDRESSES PHONE NUMBER S, AND SOCIAL SECURITY NUMBERS, DATE OF LAST ACTIVITY, HIGH BALANCES, AND ETC.

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THERE ARE 3 MAIN REPORTING AGENCIES EXPERIAN, EQUIFAX, AND TRANSUNION AND THERE ARE SEVERAL  THIRD PARTY AGENCIES THAT THEY USES THAT HOLDS PERSONAL INFORMATION, SUCH AS LEXISNEXIS, SAGESTREAM, CORELOGIC, ARS, AND INNOVIS. THESE AGENCIES  WE  HAVE TO DISPUTE AGAINST ALSO. 

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AN ACT THAT WAS CREATED IN THE 1970 TO PROTECT CONSUMERS LIKE YOURSELF FROM UNFAIRNESS OF THE CREDIT  AGENCIES THAT  REPORTS ITEMS  WRONG ON CONSUMER CREDIT REPORTS.

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THE INQUIRY CAN STAY ON  THERE REPORT FOR 2 YEARS, AND  COLLECTIONS CAN  STAYS ON THERE  FOR 7 YEARS. BANKRUPTCY STAYS ON  THERE FOR 10 YEARS AND  STUDENT LOANS CAN STAY ON THERE FOR 7 YEARS., UNLESS YOU DISPUTE AN INACCURACY  IS SHOWING ON YOUR CREDIT REPORT  AS INACCURATE.

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